القروض العقارية في المملكة تقترب من تريليون ريال بنهاية الربع الثاني 2026 Saudi Arabia’s Real Estate Loans Approach SAR 1 Trillion by the End of Q2 2026
Real estate loans in the Kingdom continued to grow during the second quarter of 2026, approaching the trillion riyals barrier, and total banking real estate financing increased by about 5% annually to 979.7 billion riyals.
Real estate loans in Saudi Arabia continued to grow during the second quarter of 2026, approaching the SAR 1 trillion mark. Total bank real estate financing increased by about 5% year-on-year to SAR 979.7 billion.
This compared to 930.2 billion riyals during the same period in 2025, an increase of approximately 49.5 billion riyals, and real estate loans provided to individuals accounted for about 76% of the total financing.
This compares with SAR 930.2 billion during the corresponding period in 2025, representing an increase of approximately SAR 49.5 billion. Real estate loans extended to individuals accounted for around 76% of total financing.
The balance of financing for individuals amounted to about 742.95 billion riyals, recording an annual growth of 4%. In contrast, real estate financing directed to companies increased by 11% to about 236.73 billion riyals.
The outstanding balance of financing for individuals reached approximately SAR 742.95 billion, recording annual growth of 4%. Meanwhile, real estate financing extended to companies rose by 11% to around SAR 236.73 billion.
The data reflects the continued expansion of banking real estate financing and the increasing role of companies in leading its growth. However, individuals maintained the largest share of the total outstanding real estate loans.
The data reflects the continued expansion of bank real estate financing and the growing role of companies in driving this growth. Nevertheless, individuals continued to hold the largest share of total outstanding real estate loans.
In parallel, consumer personal loans increased by 5% to reach about 491.1 billion riyals, and consumer loans include financing cars, education, health, tourism, travel, furniture, and durable goods.
In parallel, personal consumer loans increased by 5% to approximately SAR 491.1 billion. Consumer loans include financing for vehicles, education, healthcare, tourism and travel, furniture, and durable goods.
It also includes financing the renovation and improvement of real estate and other aspects of consumer spending, and indicators confirm the continued expansion of bank credit and support for real estate and consumer activity in the Saudi economy.
They also include financing for property renovation and improvement, as well as other forms of consumer spending. The indicators confirm the continued expansion of bank credit and its support for real estate and consumer activity in the Saudi economy.
